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Industry news, research and expert opinion.

Johnny Timpson's Blog

Regular insights on all things protection from our Technical and Industry Affairs Manager, Johnny Timpson.

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October 2018

THE CONVERSATION GAP


Could the protection gap be partly due to the conversation gap? Helen Dick, Senior Manager Underwriting and Claims Strategy, explores why it’s good to talk.

September 2018

PROTECTION BEYOND THE NUMBERS


Scott Cadger explores protection beyond the numbers, suggesting it’s time to have a conversation about wellbeing.

August 2018

THE 35TH ANNIVERSARY OF CRITICAL ILLNESS COVER


Johnny Timpson reflects on the dramatic impact of medical advances on financial resilience and protection needs.

July 2018

FROM THE HEART


Gary Burchett, Protection Director at Scottish Widows, on heart disease and the 35th anniversary of critical illness cover

July 2018

UNDERWRITING – RISK SELECTION NOT AVOIDANCE


An introduction to protection insurance underwriting history and current practice.

July 2018

THE NHS AT 70 AND CRITICAL ILLNESS COVER AT 35


This summer marks anniversaries for the NHS, and critical illness cover. Johnny Timpson explores how they can both bring financial challenges.

June 2018

JOHNNY DO GOOD


Johnny Timpson talks to CII The Journal about his lifelong interest in insurance, and his passion for helping improve insurance access and outcomes

June 2018

STROKE AWARENESS, AN OPPORTUNITY TO HIGHLIGHT THE NEED FOR A PLAN B


Scott Cadger examines the importance of having a financial safety net in place

April 2018

FOR BETTER OR WORSE, RICHER OR POORER


Johnny Timpson focuses on bereavement benefits and cohabiting inequalities.

April 2018

GETTING TO THE HEART OF CRITICAL ILLNESS COVER - A PROMISE FULFILLED


Add to your CPD by watching 2 films that bring the story behind the creation of Critical Illness Cover to life.

March 2018

REVOLUTION OR EVOLUTION - HOW CAN UNDERWRITING HELP SIMPLIFY THE SALES JOURNEY?


We look at how technology can transform the underwriting process, for the benefit of advisers and clients.

Feb 2018

THE ‘GIG ECONOMY’ AND THE NEED FOR A FINANCIAL
SAFETY NET


What opportunities does the growth in self-employed contractors present advisers?

Dec 2017

MAKING THE CASE FOR CRITICAL ILLNESS COVER


How to explain the need for this cover type with your clients.

Oct 2017

HELPING MEET THE PROTECTION NEEDS OF MILLENNIALS


We look at millennials and how their protection needs can be best serviced.

Aug 2017

SCOTTISH WIDOWS 2016 CLAIMS STATISTICS


Read the story behind the numbers.

Aug 2017

CENTRE FOR THE MODERN FAMILY – THE COST OF CARE


Our research shows the UK is underestimating the cost of elderly care by £7bn every year.

Aug 2017

THE PAST 20 YEARS IN A CHANGING PROTECTION MARKET


The protection market has seen a lot of changes and heard a number of opinions, but what have we learned?

Aug 2017

SHRINKING THE GAP


How do we make the protection gap less daunting and more meaningful?

Aug 2017

THE FEAR OF USING THE C WORD


Johnny Timpson explores cancer survival rates and the case for critical illness cover

Jul 2017

MILLIONS OF FAMILIES RISKING HOUSE AND HOME


Helping you have better mortgage protection conversations with your clients.

Jun 2017

FOUR WAYS TO BROACH THE PROTECTION CONVERSATION


Some tips on how to start the protection conversation.

Jun 2017

A QUESTION OF TRUST


A reminder on the usefulness of trusts.

Apr 2017

CHANGE TO BEREAVEMENT BENEFITS


A detailed look at the bereavement benefit reforms that came into effect on 6th April 2017.

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Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0345 300 2244. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 122129.

HBOS Investment Fund Managers Limited, registered in England number 941082. Registered office in the United Kingdom at Trinity Road, Halifax, West Yorkshire HX1 2RG. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 119223.

Halifax Financial Services is a trading name of Scottish Widows Limited. Scottish Widows Limited is registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

Scottish Widows Bank plc, registered in Scotland no. 154554. Registered office in the United Kingdom at PO Box 12757, 67 Morrison Street, Edinburgh EH3 8YJ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 201601.