Regular insights on all things protection from our Technical
and Industry Affairs Manager, Johnny Timpson

Johnny Timpson's Blog


Biography

Johnny Timpson is Scottish Widows’ financial protection specialist. As a leading expert in his sector, he brings 40 years’ experience working in a variety of technical roles and distribution models. Johnny is currently the DWP Disability Champion for the Insurance Industry and Profession, and Chairs the Access to Insurance Working Group. In addition, he’s a member of the Income Protection Task Force and sits on both its Welfare and Building Resilient Households Working Groups. Johnny is also a member of the CII’s Insuring Women’s Futures Programme Advisory Panel and was until its close, a member of the Seven Families Project team and work stream lead. Until recently Johnny was chair of TISA’s Consumer Protection Policy Council and member of the ABI Protection Committee.

  • 28 November 2018

    A personalised approach to underwriting

    New protection products, innovations and adaptations regularly fill the trade press headlines, but it’s rare to hear about the service that improves access to the actual benefits of advice - in particular, underwriting philosophy and practice...

    Read more
  • 7 November 2018

    Purple Tuesday – Improving accessibility for all

    With nearly one in five of the working population living with a disability*, improving access to everyday products and services, including financial services (and insurance in particular) for those living with health conditions and disabilities...

    Read more
  • 9 October 2018

    Caring for mental health wellbeing

    In many ways, mental health is just like physical health: everybody has it, we need to take care of it and should we suffer a mental health issue, it’s all too often compounded by a financial health impact...

    Read more
  • 26 September 2018

    Our wider duty as financial protection providers

    Financial protection solutions such as life insurance, critical illness insurance and income protection are designed to, and do, provide essential financial assistance should illness or death occur...

    Read more
  • 20 September 2018

    Supporting you to meet Insurance Distribution Directive requirements

    As the introduction of the Insurance Distribution Directive is fast approaching, I want to discuss in more detail what’s involved and the support available from Scottish Widows...

    Read more
  • 11 September 2018

    Financial resilience to income shocks

    The August Bank of England interest rate rise was a shot across the bow – a reminder that ultra-low rates are not the norm. While the move is unlikely to be the start of a huge or rapid rise in the cost of borrowing...

    Read more
  • 9 July 2018

    Helping people when they need it most - how our industry has moved on

    Our industry has come a long way from the first claim on a “modern” insurance policy, following the death of salt merchant William Gibbons in London in 1584...

    Read more
  • 14 June 2018

    Insurance Distribution Directive

    As we count down to the implementation of the Insurance Distribution Directive (IDD) in October, just four months away, now is the time to put preparations in place...

    Read more
  • 4 May 2018

    Self-employed, financial self-reliance & intersecting needs

    There is a rapidly growing number of people in the UK who are self-employed and largely self-reliant. Office for National Statistics (ONS) data has recently confirmed this is now exceeding 4.7m people and around 14.7% of the workforce...

    Read more
  • 17 April 2018

    Access to Insurance

    At a recent Insuring Women’s Futures Programme meeting, one of the speakers quoted the CII Charter and shared what for me is a key objective for all insurance professionals and especially financial protection specialists...

    Read more
  • 27 March 2018

    Mortgage welfare reform and the need for a protection 'Plan B'

    Next month marks another step in what has been the biggest, most sustained change to the welfare state since the time of Beveridge. On April 6th 2018 the main state benefit for UK mortgage holders, Support for Mortgage Interest (SMI), changes...

    Read more
  • 2 March 2018

    Getting to the heart of Critical Illness cover - a promise fulfilled

    I recently hosted an event that marked the culmination of an important promise. At the BAFTA auditorium in London, our Protection team arranged the premiere screening of "Change of Heart: The operation that changed the world"...

    Read more
  • 31 January 2018

    My New Year's resolutions

    The end of January is often when New Year's resolutions are broken, with abandoned diet plans and gym memberships going unused. But this is also a good time to think about what we want to achieve professionally in 2018...

    Read more

This site is intended for UK authorised & regulated financial advisers only. It is not intended for onward transmission to retail customers & should not be relied upon by any other person. If you are not an adviser please return to our consumer site.

Every care has been taken to ensure that this information is correct and in accordance with our understanding of the law and HM Revenue & Customs practice, which may change. However, independent confirmation should be obtained before acting or refraining from acting in reliance upon the information given.

Important Information about Scottish Widows | Read about how we use cookies

Information within this site is intended for UK authorised and regulated financial advisers only. It is not intended for onward transmission to retail customers and should not be relied upon by any other person. If you are not an adviser please return to our consumer site.

Scottish Widows is not responsible for the content of third party websites. Separate terms apply to the use of third party websites and Scottish Widows does not warrant the accuracy, reliability, availability or otherwise of these sites.

By using this site you agree to our terms & conditions of use. Please read our copyright, companies, legal and privacy information. We may record and monitor calls to help us improve our service.

Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0345 300 2244. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 122129.

HBOS Investment Fund Managers Limited, registered in England number 941082. Registered office in the United Kingdom at Trinity Road, Halifax, West Yorkshire HX1 2RG. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 119223.

Halifax Financial Services is a trading name of Scottish Widows Limited. Scottish Widows Limited is registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

Scottish Widows Bank plc, registered in Scotland no. 154554. Registered office in the United Kingdom at PO Box 12757, 67 Morrison Street, Edinburgh EH3 8YJ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 201601.