Definition of Disability Indicator Tool

Your client's occupation will decide the definition of disability which applies to Total Permanent Disability (TPD)
or Premium Protection (PP), prior to any medical underwriting
1.Enter Occupation
If your client is employed in any of the follow industries, contact the Scottish Widows Protect team as further information will be required to confirm the definition of disability: Aviation, Diving, Fishing, Merchant Marine, Oil & Gas, Mining/Tunnelling
or Motor Sport.
Search for your client's occupation to see if TPD and PP are available and the definition that would apply.