Regular insights on all things protection from our Technical
and Industry Affairs Manager, Johnny Timpson

Johnny Timpson's Blog


Biography

Johnny Timpson is Scottish Widows’ financial protection specialist. As a leading expert in his sector, he brings 40 years’ experience working in a variety of technical roles and distribution models. Johnny is currently the DWP Disability Champion for the Insurance Industry and Profession, and Chairs the Access to Insurance Working Group. In addition, he’s a member of the Income Protection Task Force and sits on both its Welfare and Building Resilient Households Working Groups. Johnny is also a member of the CII’s Insuring Women’s Futures Programme Advisory Panel and was until its close, a member of the Seven Families Project team and work stream lead. Until recently Johnny was chair of TISA’s Consumer Protection Policy Council and member of the ABI Protection Committee.

While correct at the time of publication, the information contained in these blogs may no longer reflect current regulations or opinions

  • 9 October 2018

    Caring for mental health wellbeing

    In many ways, mental health is just like physical health: everybody has it, we need to take care of it and should we suffer a mental health issue, it’s all too often compounded by a financial health impact...

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  • 26 September 2018

    Our wider duty as financial protection providers

    Financial protection solutions such as life insurance, critical illness insurance and income protection are designed to, and do, provide essential financial assistance should illness or death occur...

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  • 20 September 2018

    Supporting you to meet Insurance Distribution Directive requirements

    As the introduction of the Insurance Distribution Directive is fast approaching, I want to discuss in more detail what’s involved and the support available from Scottish Widows...

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  • 11 September 2018

    Financial resilience to income shocks

    The August Bank of England interest rate rise was a shot across the bow – a reminder that ultra-low rates are not the norm. While the move is unlikely to be the start of a huge or rapid rise in the cost of borrowing...

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  • 9 July 2018

    Helping people when they need it most - how our industry has moved on

    Our industry has come a long way from the first claim on a “modern” insurance policy, following the death of salt merchant William Gibbons in London in 1584...

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  • 4 May 2018

    Self-employed, financial self-reliance & intersecting needs

    There is a rapidly growing number of people in the UK who are self-employed and largely self-reliant. Office for National Statistics (ONS) data has recently confirmed this is now exceeding 4.7m people and around 14.7% of the workforce...

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  • 17 April 2018

    Access to Insurance

    At a recent Insuring Women’s Futures Programme meeting, one of the speakers quoted the CII Charter and shared what for me is a key objective for all insurance professionals and especially financial protection specialists...

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  • 27 March 2018

    Mortgage welfare reform and the need for a protection 'Plan B'

    Next month marks another step in what has been the biggest, most sustained change to the welfare state since the time of Beveridge. On April 6th 2018 the main state benefit for UK mortgage holders, Support for Mortgage Interest (SMI), changes...

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  • 2 March 2018

    Getting to the heart of Critical Illness cover - a promise fulfilled

    I recently hosted an event that marked the culmination of an important promise. At the BAFTA auditorium in London, our Protection team arranged the premiere screening of "Change of Heart: The operation that changed the world"...

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  • 31 January 2018

    My New Year's resolutions

    The end of January is often when New Year's resolutions are broken, with abandoned diet plans and gym memberships going unused. But this is also a good time to think about what we want to achieve professionally in 2018...

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  • 20 December 2017

    Bereavement benefits changes and the need for protection

    As bereavement benefits change, the need for family protection is more important than ever...

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  • 1 December 2017

    How the first heart transplant led to critical illness cover

    Fifty years ago – in the early hours of Sunday, December 3rd 1967 – the world’s first human heart transplant was carried out in Groote Schuur Hospital, Cape Town, South Africa by a pioneering medical team led by Professor Christiaan Barnard...

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  • 15 November 2017

    Insuring Women's Futures

    Whilst the UK’s gender pay gap is increasingly and rightly attracting media attention, recent ONS gender employment data makes for interesting reading...

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  • 6 November 2017

    Critical illness cover, paying the claim, providing the care.

    The 3rd of December marks the 50th anniversary of the world’s first human to human heart transplant. What people may not know is that this medical advance was to be the catalyst for the development of critical illness insurance…

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  • 2 October 2017

    Time to start the protection conversation

    Welcome to my blog where I aim to share all things protection with you, highlighting and discussing issues that impact on consumer need for improved financial resilience and access to appropriate protection advice, solutions support services and rehab...

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Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0345 300 2244. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 122129.

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Halifax Financial Services is a trading name of Scottish Widows Limited. Scottish Widows Limited is registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

Scottish Widows Bank plc, registered in Scotland no. 154554. Registered office in the United Kingdom at PO Box 12757, 67 Morrison Street, Edinburgh EH3 8YJ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 201601.